Trademark and Copyright Information
Copyright © 2007 ACTIV Financial Systems, Inc., 125 South Wacker Drive, Suite 2325, Chicago, IL 60606.  All rights reserved.
The materials contained on the ACTIV Financial Systems, Inc.'s Web site (the "Materials") are protected by copyright, trademark and proprietary rights.  The Materials are owned and controlled by ACTIV Financial Systems, Inc. or by the party credited as the provider of the Materials, and, except as otherwise stated elsewhere in this Web site, any person is hereby authorized to view, copy, print and distribute any portion of the Material subject to the following conditions:
1. This Material may be used for informational purposes only and may not at any time be sold.
2. Any copy of this Material or portion thereof must include this copyright notice.
Prior approval must be obtained from ACTIV Financial Systems, Inc. in order to use the Materials in any other matter.

Disclaimer of Warranties
THIS WEB SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.  ACTIV ASSUMES NO RESPONSIBILITY FOR ERRORS OR OMISSIONS IN THIS WEB SITE OR OTHER DOCUMENTS WHICH ARE REFERENCED BY, INCLUDED WITH OR LINKED TO THIS WEB SITE.
IN NO EVENT SHALL ACTIV BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION, SPECIAL, INCIDENTAL, DIRECT, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF DAMAGE, AND ON ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OR INFORMATION IN THIS WEB SITE.
THIS WEB SITE MAY INCLUDE TECHNICAL OR OTHER INACCURACIES OR TYPOGRAPHICAL ERRORS.  THE INFORMATION CONTAINED IN THIS WEB SITE IS PERIODICALLY UPDATED.

Privacy
ACTIV Financial Systems, Inc. may receive names, e-mail addresses and other personally identifying information only when personally submitted by users through the optional ACTIV feedback feature.  This information is not gathered by ACTIV without the user's knowledge, active permission and participation.  The information submitted enables ACTIV to respond to user inquiries and suggestions.  ACTIV respects the privacy of users visiting this Web site and does not sell any personally identifiable information to any third parties.  If you would like to change or remove any information you have submitted to ACTIV, please contact Sales and Marketing by emailing sales@activfinancial.com or calling (212) 964-2600.

Links to Third-party Sites
The links in this site may allow the user to leave the ACTIV site.  The linked sites are not under the control of ACTIV.  ACTIV has not reviewed, approved and is not responsible for the content of any linked site or any links contained in a linked site.  It is the responsibility of the user to take precautions to ensure that whatever is selected for use is free of such items as viruses, worms, Trojan horses and other items of a destructive nature.  The inclusion of any link does no imply endorsement by ACTIV of the site.

Links to ACTIV Site
Any third party wishing to link to the ACTIV site should contact Sales and Marketing by e-mailing sales@activfinancial.com or calling (212) 964-2600.